Data Protection Notice

CCR Partners website Terms of Use and Privacy Policy and Data Protection Notice.

Last updated: 13 January 2026

Part A - Terms of Use

1. DEFINITIONS AND INTERPRETATION

1.1 In these Terms of Use and the Privacy Policy & Data Protection Notice (collectively, these “Terms”), the following expressions shall, unless the context otherwise requires, have the following meanings:

(a) “CCR”, “we”, “us” or “our” means Capital, Credit & Risk Partners Pte. Ltd. (UEN No. 202243445C), a company incorporated in Singapore.

(b) “Site” means the website operated by CCR at ccrpartners.co and any sub-domains, as well as any related online pages, forms or content made available by CCR.

(c) “Content” means all content, materials, information, data, statistics, features, documents, reports, articles, graphics, text, images, video, audio, software, tools and other information made available on or through the Site (whether viewed online or downloaded and stored offline).

(d) “Services” means any services, products, information or functionalities made available or described on or through the Site, including without limitation information relating to CCR’s corporate lending activities, contact forms and mailing list sign-ups.

(e) “Personal Data” means data, whether true or not, about an individual who can be identified from that data, or from that data and other information to which CCR has or is likely to have access, and which is subject to the Singapore Personal Data Protection Act 2012 (“PDPA”).

(f) “User”, “you” or “your” means any person who accesses, visits, browses or uses the Site or any Content or Services.

1.2 References to any law or regulation include any amendment, consolidation, re-enactment or replacement of it from time to time.

1.3 The headings are for convenience only and shall not affect the interpretation of these Terms.

1.4 Unless the context otherwise requires, words in the singular include the plural and vice versa.

2. ACCEPTANCE OF TERMS

2.1 Please read these Terms carefully. By accessing or using the Site in any manner, including but not limited to visiting or browsing the Site, viewing or downloading any Content, or submitting any information through the Site, you are deemed to:

(a) have read and understood these Terms; and

(b) agree to be legally bound by these Terms for the time being in force.

2.2 If you do not agree to these Terms, you must immediately stop accessing and using the Site and any Content or Services.

2.3 Additional terms and conditions may apply to specific services, products or transactions offered by CCR (for example, loan agreements, facility letters or other contractual documentation). In the event of any inconsistency between these Terms and any such specific terms, the specific terms shall prevail in relation to the relevant service or transaction.

3. ABOUT CCR AND REGULATORY STATUS

3.1 CCR is engaged in the business of providing credit and lending facilities primarily to corporate borrowers in Singapore.

3.2 CCR’s lending activities are directed at corporate entities and business borrowers. CCR does not offer consumer loans to individuals acting in a personal capacity.

3.3 Nothing on the Site is intended to constitute:

(a) an offer, invitation, solicitation or recommendation to any individual acting as a consumer to obtain credit; or

(b) a representation that CCR provides any product or service to persons or in jurisdictions where such offering would be unlawful or require licensing which CCR does not hold.

4. ELIGIBILITY AND CORPORATE USE

4.1 The Site is intended for use primarily by:

(a) corporate entities and business users seeking information about CCR’s lending services;

(b) existing or prospective corporate clients, counterparties, partners, investors or professional advisers; and

4.2 The Site is not directed at individuals under the minimum age of legal capacity in their jurisdiction, and is not intended for minors.

4.3 By accessing or using the Site, you represent and warrant that:

(a) you have full capacity and authority to accept and comply with these Terms; and

(b) where you access or use the Site on behalf of an entity, you are duly authorised to bind that entity to these Terms.

5. RESTRICTIONS ON USE AND DISTRIBUTION

5.1 You agree that all Content is provided solely for your own internal and personal or business use and that you will not send, distribute, reproduce, publish, transmit, make available, sell, license or otherwise provide any Content to any third party for any purpose, except with CCR’s prior written consent or as expressly permitted under applicable law.

5.2 Notwithstanding the generality of clause 5.1, any Content is not directed to, and is not intended for distribution to or use by, any person or entity in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or would subject CCR to any registration, licensing or other requirement.

5.3 As a condition of your access and use of the Site and the Content, you agree that you will not:

(a) use the Site or Content for any purpose that is unlawful, fraudulent or prohibited by these Terms;

(b) use the Site in any manner that could damage, disable, overburden or impair any CCR server or the networks connected to any CCR server;

(c) attempt to gain unauthorised access to the Site, any Services, other accounts, computer systems or networks connected to any CCR server, through hacking, password mining or any other means;

(d) obtain or attempt to obtain any Content or information through any means not intentionally made available through the Site;

(e) use any automated system, software, robot, spider, crawler or other mechanism to access, scrape or copy any portion of the Site or Content without CCR’s prior written consent; or

(f) remove, obscure or alter any proprietary notices on the Site or any Content.

5.4 CCR reserves the right, in its absolute discretion, to monitor any and all access to and use of the Site. CCR may at any time, without notice and without liability, suspend, restrict or terminate your access to the Site or any part thereof, including by blocking access from a particular IP address, where CCR believes that you have breached these Terms or that your access or use may pose a risk to CCR or any other person.

5.5 CCR reserves the right to seek all remedies available at law, in equity and under these Terms for any violation of these Terms, including without limitation issuing take-down requests to online locations, network service providers, search engines, app stores or domain registration providers.

6. NO OFFER, ADVICE OR RELIANCE

6.1 All Content on the Site is provided for general information only. No Content shall be considered or construed as:

(a) an offer, invitation or solicitation to provide or enter into any loan, credit facility or other financial product;

(b) an offer or commitment by CCR to provide financing on any particular terms;

(d) a recommendation that any particular transaction or structure is suitable for you.

6.2 Any actual lending or other transaction with CCR will be subject to separate written agreements, internal approvals, credit assessments and due diligence, on terms agreed between CCR and the relevant counterparty.

6.3 All Content is general in nature and has been prepared without taking into account your specific objectives, financial situation, creditworthiness or needs. Before entering into any loan or other transaction, you should consider your own circumstances and, where appropriate, obtain independent professional advice under a separate engagement.

6.4 While CCR endeavours to provide accurate and up-to-date information, Content may not always be complete, current or error-free. You are solely responsible for evaluating and verifying the accuracy, completeness and relevance of any Content for your purposes.

7. INTELLECTUAL PROPERTY

7.1 The Site and all Content (collectively, the “Materials”) are protected by copyright, trademark and other proprietary rights. The Materials include, without limitation, any text, data, graphics, illustrations, designs, software, downloadable files, tools, articles, and any other information or content made available on or through the Site.

7.2 Unless otherwise stated, all rights, title and interest in and to the Materials are owned by, licensed to or controlled by CCR.

7.3 You may view and download Materials from the Site solely for your own internal and personal or business use, provided that you do not modify the Materials and that you retain all copyright and other proprietary notices contained in the Materials.

7.4 Except as expressly permitted under these Terms or applicable law, you shall not reproduce, republish, upload, post, transmit, adapt, distribute, sell, license, create derivative works of, or otherwise deal with the Materials in any way without CCR’s prior written consent. Any unauthorised use of the Site or the Materials is strictly prohibited and may violate copyright, trademark and other laws.

7.5 The downloading of any software or files from the Site (including any images or data accompanying such software or files) does not transfer any title or intellectual property rights to you. You shall not de-compile, reverse-engineer, disassemble or otherwise attempt to derive the source code of any such software, except to the extent permitted by law.

7.6 Any rights relating to the Materials and the Site not expressly granted herein are reserved by CCR and no licence or right is granted to you by implication, estoppel or otherwise.

8. THIRD-PARTY CONTENT AND LINKS

8.1 Third-party content may appear on the Site or may be accessible via links from the Site. CCR is not responsible for, and assumes no liability for, any infringement, inaccuracy, misstatement, omission, defamation, libel, slander, falsehood or other issue arising from any statements, opinions, representations or other content contained in any third-party content on the Site.

8.2 The Site may contain links to external websites or services which are not owned or controlled by CCR. CCR has no control over, and assumes no responsibility for, the content, privacy policies or practices of any third-party websites or services.

8.3 Access to any third-party website is at your own risk. The inclusion of any link on the Site does not imply endorsement, recommendation or approval by CCR of the linked site or any content, products or services available on or through such site.

8.4 If you create a link or frame to the Site, you do so at your own risk. CCR reserves the right to object to or disable any link or frame to or from the Site at any time.

8.5 CCR may use third-party service providers, including advertising or analytics providers, which may use cookies or similar technologies when you access or use the Site. For more information, please refer to Part B – Privacy Policy & Data Protection Notice.

9. PRIVACY AND COOKIES

9.1 CCR’s practices relating to the collection, use, disclosure and protection of Personal Data, as well as the use of cookies and similar technologies, are set out in Part B – Privacy Policy & Data Protection Notice.

9.2 By accessing or using the Site, you acknowledge and agree that:

(a) CCR may collect, use and disclose your Personal Data in accordance with Part B; and

(b) CCR may use cookies and similar technologies as described in Part B, and that some features or functionalities of the Site may not function properly if cookies are disabled.

10. DISCLAIMERS AND LIMITATION OF LIABILITY

10.1 You agree to access and use the Site and the Content on an “as is” and “as available” basis.

10.2 To the fullest extent permitted by law, CCR does not make any representations or warranties of any kind, whether express, implied, statutory or otherwise, including without limitation any warranties:

(a) as to the accuracy, correctness, completeness, reliability, timeliness, non-infringement, title, merchantability or fitness for a particular purpose of the Site or any Content;

(b) that the Site or any Content will be error-free, free from interruptions or delays, or that any defects will be corrected; or

(c) that the Site, any server hosting the Site, or any Content are or will remain free from viruses, malware or other harmful components.

10.3 You acknowledge and understand that some Content may, now or in the future, be generated or compiled with the assistance of artificial intelligence or automated tools and such Content may not be entirely accurate, complete, current, error-free or free from omissions. Such Content is provided for informational purposes only and does not constitute professional advice.

10.4 To the fullest extent permitted by law, CCR shall not be liable for any damage, loss or liability of any kind (whether direct, indirect, incidental, special, consequential, economic, punitive or otherwise) arising out of or in connection with:

(a) your access to, use of, or inability to access or use, the Site or any Content;

(b) your reliance on any Content; or

10.5 In no event shall CCR’s aggregate liability to you for any claims arising out of or in connection with the Site or these Terms exceed, in the aggregate, the amount of Singapore Dollars S$100, to the extent permitted by law.

11. INDEMNITY

11.1 You agree to indemnify and hold harmless CCR, its directors, officers, employees and agents from and against any and all claims, losses, damages, liabilities, costs and expenses (including reasonable legal fees) arising out of or in connection with:

(a) your access to or use of the Site or any Content;

(b) your breach of these Terms; or

12. SUSPENSION AND TERMINATION

12.1 CCR may, at any time and without prior notice, suspend or terminate your access to the Site or any part thereof, for any reason or no reason, including where CCR believes that:

(a) you have breached these Terms;

(b) your access or use may cause harm, loss or liability to CCR or any other person; or

12.2 Upon termination of your access, your right to use the Site and any Content shall cease immediately.

12.3 Any provisions of these Terms which by their nature are intended to survive termination (including without limitation clauses relating to intellectual property, disclaimers, limitation of liability, indemnity, governing law and dispute resolution) shall survive any termination of your access to the Site.

13. CHANGES TO THE SITE AND THESE TERMS

13.1 CCR may, at any time and without notice, modify, update, suspend, withdraw or discontinue the Site (in whole or in part), any Content or any Services, or change any applicable eligibility or access criteria.

13.2 CCR may revise these Terms from time to time by updating this document. The most current version of these Terms will be made available on the Site by any reasonable means, including by posting an updated version under an appropriate link on the Site.

13.3 You agree to review these Terms periodically for changes. Your continued access or use of the Site or any Content after any changes have been posted constitutes your acceptance of the Terms as amended for the time being in force. If you do not agree with any changes, you must stop using the Site and any Content.

14. CONTACT INFORMATION

14.1 For general matters arising from or in connection with the Site or any Content, you may contact CCR using the contact details published on the Site from time to time.

14.2 For matters specifically relating to privacy and Personal Data, please refer to Part B – Privacy Policy & Data Protection Notice for details on contacting CCR’s Data Protection Officer.

15. LANGUAGE

15.1 These Terms may be made available in multiple languages. Except as otherwise prescribed by law, in the event of any discrepancy or inconsistency between the English version and any local language version of these Terms, the English version shall prevail.

16. SEVERABILITY

16.1 If any provision of these Terms, in whole or in part, is held to be illegal, invalid or unenforceable under any law or by any court or authority of competent jurisdiction:

(a) such provision or part shall, to that extent, be deemed not to form part of these Terms, but the legality, validity and enforceability of the remainder of these Terms shall not be affected; and

(b) the legality, validity and enforceability of that provision or part under any other jurisdiction shall not be affected.

17. GOVERNING LAW

17.1 These Terms shall be governed by and construed in accordance with the laws of Singapore.

18. DISPUTE RESOLUTION

18.1 Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (“SIAC”) in accordance with the Arbitration Rules of the Singapore International Arbitration Centre (“SIAC Rules”) for the time being in force, which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Singapore. The Tribunal shall consist of one (1) arbitrator. The language of the arbitration shall be English. The law governing this arbitration agreement shall be the laws of Singapore.

Part B - Privacy Policy and Data Protection Notice

1. INTRODUCTION

1.1 This Privacy Policy & Data Protection Notice (“Privacy Policy”) explains how CCR collects, uses, discloses and protects Personal Data in connection with the Site and any related Services, and in connection with CCR’s corporate lending business, including the processing, assessment and administration of any loan or credit facility application (whether submitted through the Site or through any third-party platform used by CCR).

1.2 By accessing or using the Site, submitting any information or documents in connection with an application for a loan or credit facility with CCR (including via any third-party platform used by CCR), or otherwise interacting with CCR whether via the Site or other channels, you are deemed to have read and understood this Privacy Policy and to consent to the collection, use and disclosure of your Personal Data in accordance with this Privacy Policy and the PDPA.

1.3 This Privacy Policy applies to Personal Data in CCR’s possession or under its control, including Personal Data in the possession of organisations which CCR has engaged to collect, use, disclose or process Personal Data for its purposes.

2. PERSONAL DATA WE MAY COLLECT

2.1 CCR may collect Personal Data from you in a variety of ways, including but not limited to when you:

(a) visit or browse the Site;

(b) subscribe to any mailing list, newsletter or marketing communication;

(d) participate in any survey, promotion or other Site feature; or

(e) otherwise provide Personal Data to CCR in connection with the Site or any Services; or.

(f) apply for, enquire about, or submit any information or documents in connection with any loan or credit facility application, onboarding, due diligence or credit assessment process with CCR (including via any third-party platform used by CCR).

2.2 The types of Personal Data we may collect include, where applicable:

(a) your name;

(b) email address;

(d) information relating to your organisation or role; and

(e) personal particulars relating to directors, shareholders, partners, authorised signatories and/or ultimate beneficial owners (as applicable), including identification details, nationality, date of birth, residential address, contact details, and role/position;

(f) information and documents provided for identity verification and due diligence purposes, such as copies of government-issued identification, proof of address, authorisations/board resolutions, and KYC-related information;

(g) information extracted or derived from documents submitted in connection with any loan or credit facility application, including bank statements and related financial information, to the extent such documents contain Personal Data;

(h) results of screening and verification checks (for example, identity verification, sanctions/PEP screening, fraud checks, and credit bureau / credit reference checks), where applicable; and

(i) any other information you choose to provide to us in your communications or submissions.

2.3 CCR may also collect non-personal information relating to your use of the Site, which does not by itself identify any individual. This may include:

(a) browser type and version;

(b) device type and operating system;

(d) pages visited and actions taken on the Site; and

(e) technical information relating to your means of connection to the Site, such as the internet service provider utilised and other similar information.

3. HOW WE COLLECT PERSONAL DATA

3.1 CCR may collect Personal Data in the following ways:

(a) directly from you when you submit information through the Site or through any application forms, portals or other channels used for CCR’s services (including loan or credit facility applications) or otherwise communicate with us;

(b) automatically when you access or use the Site, through cookies, web beacons, log files and similar technologies; and

(c) from third parties, where you have authorised such third parties to disclose your information to us or where otherwise permitted by law, including third-party service providers and data sources engaged or used in connection with loan application processing, identity verification, screening, credit assessment, bank statement retrieval/analysis, or bureau checks.

3.2 You represent and warrant that any Personal Data you provide to CCR is accurate, complete and up to date, and that you will promptly notify CCR of any changes. If you provide Personal Data relating to another individual, you represent that you have the authority to do so and to permit CCR to use that Personal Data in accordance with this Privacy Policy.

4. PURPOSES FOR COLLECTION, USE AND DISCLOSURE

4.1 CCR may collect, use and/or disclose Personal Data for one or more of the following purposes (each a “Purpose” and collectively, the “Purposes”):

(a) to set up, manage and administer any account, profile or preferences you may have in relation to the Site;

(b) to facilitate your access to and use of the Site, the Content and any Services;

(c) to respond to, handle and process your queries, requests, applications (including any loan or credit facility applications), feedback or complaints;

(d) to communicate with you regarding CCR’s services, including corporate lending products, and to provide you with information you have requested;

(e) to conduct research, data analytics, surveys or profiling to understand how Users as a group use the Site and to improve our Site, products and Services;

(f) to conduct marketing or promotional activities relating to CCR’s services or related topics that we think may be of interest to you, where permitted by law;

(g) to manage CCR’s business operations and to process, assess, administer and manage CCR’s services (including loan or credit facility applications and any resulting facilities) and to comply with internal policies and procedures (including processing any payments, loans, settlement or credit transactions);

(h) to verify your identity and (where applicable) the identity of directors, shareholders, authorised signatories and/or ultimate beneficial owners and to prevent, detect and investigate fraud, misconduct, security incidents or other unlawful activity;

(i) to comply with any applicable laws, regulations, codes of practice, guidelines or rules, or to assist in law enforcement and investigations conducted by any governmental, regulatory or law enforcement authority;

(j) to enforce CCR’s rights, including under these Terms or any other agreements;

(k) for any other purposes for which you have provided the Personal Data; and

(l) for any other incidental business purposes related to or in connection with the purposes set out above.

4.2 CCR may also use non-personal, aggregated or anonymised data for statistical, research, analytics or reporting purposes. Such data will not be used in a form that identifies any individual.

5. DISCLOSURE TO THIRD PARTIES

5.1 CCR may disclose Personal Data to one or more of the following categories of third parties, where reasonably necessary for the Purposes or where otherwise permitted by law:

(a) CCR’s related companies and affiliates, to process Personal Data for the Purposes described in this Privacy Policy;

(b) third-party service providers engaged by CCR to provide services such as website hosting, data processing, information technology and related infrastructure, analytics, customer support, email or newsletter delivery, marketing, survey administration, tax, accounting or other professional services, including (where applicable) service providers supporting CCR’s loan or credit facility application processes (such as onboarding/portal providers), identity verification and screening providers, credit bureau / credit reference agencies, and bank statement retrieval or analysis providers;

(d) actual or prospective counterparties, business partners or assignees (and their advisers) in connection with any proposed or actual business transaction such as a merger, acquisition, asset sale, financing or restructuring involving CCR;

(e) governmental, regulatory, judicial or law enforcement authorities, courts or tribunals, where disclosure is required or permitted by applicable law, regulation, legal process or enforceable governmental request; and

(f) any other party to whom you authorise CCR to disclose your Personal Data.

5.2 CCR does not sell, trade or rent Users’ Personal Data to third parties. CCR may share generic aggregated demographic information not linked to any Personal Data regarding visitors and Users with its business partners, trusted affiliates and advertisers for the purposes outlined in this Privacy Policy.

6. CROSS-BORDER TRANSFERS

6.1 CCR’s data servers and those of its service providers may be located in Singapore or in other countries. Support teams, affiliates and third-party partners may be based in various jurisdictions and may have access to Personal Data from time to time in order to facilitate your use of the Site or for the Purposes described in this Privacy Policy.

6.2 The data protection laws in such other countries may differ from those in Singapore and may permit courts, government, law enforcement or regulatory authorities to access Personal Data without notice.

6.3 By providing Personal Data to CCR and using the Site, you consent to any transfer, storage and processing of your Personal Data outside Singapore, subject to CCR taking reasonable steps to ensure that any such overseas recipient is bound by legally enforceable obligations to protect Personal Data in a manner comparable to the protection afforded under the PDPA, or that such transfer otherwise complies with applicable law.

7. COOKIES AND SIMILAR TECHNOLOGIES

7.1 The Site may use cookies and similar technologies to enhance User experience, improve the Site and better understand how Users interact with the Site.

7.2 A cookie is a small data file that is sent to your browser and stored on your device. The cookie enables the Site to recognise your browser and, where appropriate, remember your preferences, log-in details or other information.

7.3 The types of information collected through cookies may include:

(a) your IP address and general location;

(b) date and time of your visit;

(d) other interaction data relating to your use of the Site.

7.4 You may choose to configure your browser to block or disable cookies or to alert you when cookies are being sent. However, if you block or disable cookies, some parts or features of the Site may not function properly.

8. PROTECTION OF PERSONAL DATA

8.1 CCR will take reasonable steps to protect Personal Data under its control from unauthorised or accidental access, collection, use, disclosure, copying, modification, disposal or other similar risks.

8.2 Such measures may include physical, technical and organisational safeguards, such as access controls, encryption, firewalls, secure servers and staff training.

8.3 However, no method of transmission over the internet or method of electronic storage is completely secure. While CCR strives to protect the security of Personal Data, CCR cannot guarantee absolute security.

9. RETENTION OF PERSONAL DATA

9.1 CCR will retain Personal Data only for as long as reasonably necessary to fulfil the Purposes for which it was collected, or as required or permitted by law.

9.2 When it is no longer necessary for CCR to retain Personal Data, CCR will take reasonable steps to delete, anonymise or otherwise dispose of it in a secure manner.

10. YOUR RIGHTS AND CONTACTING US

10.1 Subject to applicable law, you may have the right to:

(a) request access to Personal Data that CCR holds about you;

(b) request correction or updating of any inaccurate or incomplete Personal Data;

(c) withdraw your consent to CCR’s collection, use or disclosure of your Personal Data for one or more of the Purposes; and

(d) request that CCR delete or dispose of Personal Data under CCR’s control, subject to contractual and legal restrictions.

10.2 If you wish to exercise any of the rights above, or if you have any queries regarding this Privacy Policy or CCR’s handling of Personal Data, you may contact CCR’s Data Protection Officer (“DPO”) using the contact details below, clearly addressed to the attention of the Data Protection Officer.

Email: contact@ccrpartners.co

Mobile: +65 8922 8311

10.3 CCR will endeavour to respond to your request as soon as reasonably practicable. Please note that:

(a) CCR may charge a reasonable fee for processing access requests;

(b) CCR may refuse or limit certain requests where permitted by law; and

(c) depending on the nature and extent of any withdrawal of consent, CCR may be unable to continue providing access to the Site or certain Services to you, or to maintain any existing accounts, arrangements or relationships with you.

10.4 Withdrawal of consent does not affect:

(a) the lawfulness of any collection, use or disclosure of Personal Data before the withdrawal; or

(b) CCR’s right to continue retaining Personal Data where required or permitted by law.

11. THIRD-PARTY WEBSITES

11.1 The Site may contain links to websites or services operated by third parties. CCR is not responsible for the privacy, information or other practices of any third parties, including any third party operating any website or service to which the Site links.

11.2 The inclusion of a link on the Site does not imply any endorsement of the linked site or service by CCR or its affiliates. Your browsing and interaction on any other website, including websites which have a link to or from the Site, is subject to that website’s own terms and privacy policy.

12. CHILDREN AND MINORS

12.1 The Site is not directed to individuals who are under the minimum age with capacity to consent to the processing of Personal Data in their relevant jurisdiction, and CCR does not knowingly collect Personal Data from such individuals.

12.2 If CCR becomes aware that it has collected Personal Data from an individual in breach of this clause, CCR will take reasonable steps to delete such Personal Data as soon as reasonably practicable.

13. CHANGES TO THIS PRIVACY POLICY

13.1 CCR may update this Privacy Policy from time to time. When CCR does so, it will publish the updated version on the Site and may update the “Last updated” date at the beginning of this document.

13.2 You agree to review this Privacy Policy periodically to stay informed about how CCR is protecting and using Personal Data. Your continued use of the Site after any changes to this Privacy Policy constitutes your acknowledgement and acceptance of the updated Privacy Policy.

14. YOUR ACCEPTANCE OF THIS PRIVACY POLICY

14.1 By using the Site, you signify your acceptance of this Privacy Policy and the Terms of Use in Part A. If you do not agree to this Privacy Policy, please do not use the Site or provide any Personal Data to CCR.

14.2 Your continued use of the Site following the posting of changes to this Privacy Policy will be deemed your acceptance of those changes.